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The medical insurance industry is one of the toughest areas to work in. The reason for the existence of medical insurance providers is to make a profit. They are able to do this by offering medical insurance to everyday citizens. However, there is a problem when the goal of making the most profit compromises the service offered by the medical insurance company. Knowing several people that work in the medical field, I have heard far too many stories where someone was denied the treatment that they needed because their medical insurance did not cover a certain procedure. As someone looking inwards at these situations, it is hard to see the point of view of the medical insurance provider who is leaving their clients to fend for themselves. Sadly, many of these instances where someone did not have sufficient medical insurance have occurred in life and death situations resulting in a bad outcome.
The medical insurance system in America is extremely complex. For most citizens, it is hard to determine which services are covered by their medical insurance and which are not. To the detriment of many, people often assume that something is covered, but when they actually need that procedure they learn that it is not and they are forced to find another way to finance it. As well, many doctors find themselves frustrated in these situations as they cannot help their patients. Perhaps I am naïve, but I like to think that most doctors entered that field in order to help people, and medical insurance is often a key factor preventing them from being able to do so.
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